About Me

No, I'm not a Wall Street Wonder or a Fantastic Financier. I'm just a mom (if the word "just" could ever be accurate before that noun) who's had to ask a lot of questions, research a lot of answers, and make a bazillion choices in order to make ends meet in the Baltimore-Washington area.

Sure I also work for a mental health counseling office and write a few novels on the side, but mostly, I raise my two children while helping my husband make his paycheck go a little further.

That's about it. Take it or leave it, but before you decide, read the articles first. See if they make sense to you. 

This blog isn't about knowing the right investment and timing the market. It's about common sense from a mother who knows how to crunch some numbers and do a basic cost/benefit analysis of her family finances.

I didn't just LEARN this stuff. I've lived it!

I hope you find it useful for yourself as well.

Many Blessings!